Life insurance is it needed now ?

Lately I have been getting alot of emails about term life insurance . My uncle the one who has cancer also wanted to sit me down and talk about his life insurance . I was and still am not ready to talk about his life insurance poilcy should he pass away.

Although I have given some thought into buying some for Jason and me. I know we should have had one long ago but I was younger then and thought I was invincible. Plus getting all these emails has gotten my mind going about out lives and what would happen to my kids should we pass away.
I wonder if we need to get a physical before we start one ? I should start researching like now!!


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